Cash Advance apps like Earnin have become increasingly popular in recent years. They offer a convenient way to get access to cash when you need it, without having to wait for payday.
There are a few different ways that these apps work. Some, like Earnin, allow you to link your bank account and withdraw small amounts of money as you need it. Others, like Dave, offer advances on your paycheck based on the amount of money you have already earned.
Regardless of how they work, these apps can be a lifesaver when you need cash fast. But with so many options out there, it can be tough to know which one is right for you.
About Earnin
Earnin is a cash advance app that allows you to get access to the money you have already earned, without having to wait for payday.
How it works:
- Link your bank account to the app and add information about your employment.
- When you need cash, withdraw it from your account using the app.
- Earnin will then deduct the amount you withdrew, plus a small service fee, from your next paycheck.
What makes it unique:
Earnin does not charge interest or late fees on the money you borrow.
Pros:
- Access to cash when you need it
- No interest or late fees
Cons:
- Only available in the United States
- Requires a bank account
Cash Advance Apps like Earnin
To help you out, we’ve compiled a list of 13 of the best apps like Earnin.
We’ve also included a brief description of each so you can find the one that best suits your needs.
1. Dave
Dave is an app that offers advances on your paycheck. You can link your bank account and credit cards to the app and they will track your spending. Based on this, they will offer you an advance on your paycheck of up to $100.
Dave also offers other features like overdraft protection and tips on how to avoid fees.
2. Brigit
Brigit is another app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending and income. Based on this, they will offer you an advance of up to $250.
3. MoneyLion
MoneyLion is a financial management app that offers a cash advance feature. You can link your bank account and credit cards to the app and they will track your spending and income. Based on this, they will offer you an advance of up to $500.
4. PayActiv
PayActiv is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $500.
5. Swift
Swift is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
6. Truebill
Truebill is a financial management app that offers a cash advance feature. You can link your bank account and credit cards to the app and they will track your spending and income. Based on this, they will offer you an advance of up to $250.
7. WageMe
WageMe is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
8. DailyPay
DailyPay is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
9. Payroll Advance
Payroll Advance is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
10. Cake
Cake is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
11. Fast Pay
Fast Pay is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
12. Payday Loans
Payday Loans is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
13. Cash Advance
Cash Advance is an app that offers advances on your paycheck. You can link your bank account to the app and they will track your spending. Based on this, they will offer you an advance of up to $100.
There are a lot of cash advance apps like Possible Finance, Klover etc with a lot of flexibilities than Earnin. Explore these platforms and choose the best one that suits your needs.
Frequently Asked Questions:
Yes, there are several other apps similar to Earnin. Some of these include Dave, Brigit, MoneyLion, and Even. These apps also provide cash advance services to users, often with different features and terms.
Apps like Earnin, Dave, and Brigit can provide instant loans once you meet their criteria. However, the availability of instant cash might depend on factors like your banking institution and the specific terms of the app.
Apps like Earnin, Dave, and MoneyLion can offer small cash advances to cover unexpected expenses. However, the exact amount available for instant borrowing may depend on your income, spending habits, and the app’s specific policies.
Apps like Earnin, Dave, and Brigit offer services where you can borrow money against your upcoming paycheck. This can help cover expenses until you get paid. Always be mindful of the terms and conditions of such services to avoid potential financial pitfalls.
While there are many apps out there that offer advances on your paycheck, these 13 are some of the best. Be sure to read the descriptions carefully to find the one that best suits your needs. With any of these apps, you’ll be able to get an advance on your paycheck and avoid those pesky overdraft fees.
